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Do you own a boat?
Any kind of floating device is being insured by our company, including yachts, canoes, kayaks, motorboats, dinghies, sailboats and so on, but we also do insure other types of water vessels, such as Jet Skis and similar personal watercraft and aquatic motorbikes, but also items such as bathyscaphes, scientific submersible water-vehicles, including fully automated devices, up to full scientific underwater laboratories.
Our rates are the most competitive in the business, provide the highest possible standards and coverage is fully customizable to any clients personal or business needs and requirements. Whatever the vessel in question, we have the right insurance for you. You want to protect your boat from any possible damage, on and off water, but you also need coverage that will include any liabilities incurred while operating or transporting the vessel. Package deals can be provided covering every eventuality, including damages by weather conditions or disasters.
Boat insurance in the UK
Lakes, rivers, seas and the Atlantic Ocean are full of UK boats and other vessels, with numbers running up to a few million units. Every single of these vessels needs to be insured, if it is not already. If you own a boat, you need to make sure that the weather or some boating accidents do not unpleasantly surprise you or find you unprepared. Unintentional damages can be rather costly; even while you are only anchored in a marina your boat can sustain damages for which you will require insurance coverage.
You can insure your boat against fire, theft, accidental damage, accidental loss, damage during transportation, which can include your trailer or trolley; even equipment and personal belongings on the boat can be included. Protection that is being included covers the use on coastal and inland waters, but also Europe wide protection is available. In cases of substantial damages, wrecks and complete loss, salvage, pollution protection, recovery and sighting costs are being covered as well.
While our boat insurance does cover any eventualities and possible occurrences, you do not want to put your property at risk by disregarding some basic boat safety issues. Make sure that you have a Boat Safety Certificate, or a Declaration of Conformity, which is still valid and up to date. You may want to attend a course at the Royal Yachting Association in regards to overboard situation, what to do to avoid such incidents and how to behave if a person goes overboard. Make sure that you have a copy of the safety advice and emergency procedures on board, which can be obtained at the already mentioned Royal Yachting Association, or at the Royal National Lifeboat Institution.
When speaking of safety it must be noted that most of the claims are regarding theft, mostly theft of property that is on board. While most people do not leave expensive items around, when not aboard, some pieces of equipment, including engines and navigational equipment, generally remain on board, even when the boat is parked at a marina. In any case, any thefts of equipment, engine, items on board or even the whole vessel are covered by our boat insurance.